We may also use information transmitted to us through this Website to send you electronic and other messages about a property in one of our communities or an offering from one of our Ceylon Affiliates or subsidiaries. Your use of our Website constitutes your permission to do so unless you specify otherwise pursuant to applicable law, as discussed below. We comply with the Federal CAN-SPAM Act, and make every effort to ensure that our messages are not considered Spam. Of course, you may unsubscribe from any messages we send at any time and you will not receive further electronic messages from us after following the instructions included within the message.
Information transmitted over the Internet may find its way to recipients to whom it is not intended or persons you may not want to have such information. Under certain circumstances, this may be beyond the control of Ceylon, and you are advised that such transmission may not be secure. However, Ceylon complies with applicable federal law regarding the safeguarding of your personal information, and we employ reasonable administrative, technical and physical safeguards to protect the security, confidentiality, and integrity of your information, as required by law. Further, we restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.
Categories of Information We Collect
Contact Information: We may request and collect, without limitation, your name, address, email address, home telephone number, work telephone number, fax number and cell phone number.
Additional Information About You: We may request and collect, without limitation, information about the apartment you are leasing, including the community, mailing address, and anticipated move-in date.
When you make inquiries concerning career opportunities, we will request a copy of your resume, your highest level of education and information about the type of job you are seeking. Additionally, we may collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
Information we receive from a consumer reporting agency, such as your creditworthiness and credit history; and
Information about your transactions with us, or others, such as your payment history and parties to a transaction.
We may collect the following contact information that you provide, confirm, or update while using and/or community specific websites managed by Ceylon.
The services that you desire to order and your preferences regarding service information (services information).
When you make inquiries concerning your current Ceylon community or apartment, we will also request the identity of the community where your apartment is located.
If you are a real estate agent locator or broker seeking information on our communities, a party interested in conducting business with Ceylon Corporation, or if you contact us with land you have for sale, we will request your contact information.
If you wish to contact our webmaster, we will request your contact information.
Categories of Information We Disclose
In connection with the fulfillment of the services that you request through the Website. To enforce the Terms and Conditions applicable to the use of the Website (please see the Terms and Conditions below).
As required by law or valid legal process.
In response to appropriate governmental requests.
As we deem reasonably necessary to investigate, prevent or take other appropriate action in connection with potential illegal or fraudulent activities or potential risk to the personal safety of any individual or the security of your information.
To manage our business.
To protect our interests.
To support direct marketing and other opportunities of Ceylon and third parties as described herein.
To assist you in finding an apartment that may be of interest to you.
Parties to Whom We Disclose
We may disclose nonpublic personal information about you to the following types of select third parties:
Non-financial companies, such as retailers and direct marketers;
We may use and share your contact information and new home information among Ceylon subsidiaries and Ceylon Affiliates to provide you with offers from Ceylon subsidiaries and Ceylon Affiliates that we believe may be of interest to you;
We may share your contact information and new home information with third parties who assist Ceylon in offering products or services to you;
We may share your contact information and new home information with carefully selected third parties that agree with Ceylon to offer products or services to users of the Website Information Sharing with Companies that Perform Services on our Behalf
We may disclose any or all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. The categories of third parties with whom we have contracted may include, among others:
Financial service providers, such as credit card issuers, finance companies, insurance agencies or companies, banks, and mortgage companies; and
Other service providers, such as tax vendors, print vendors, and software programmers. Vendor Policies
Information Sharing with Non-Affiliated Companies
We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law, including pursuant to consents that you provide. We may also, either directly or through Ceylon Affiliates, share your nonpublic personal information with nonaffiliated companies to market their products and services to you.
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties to market their products and services to you, you may opt out of those disclosures, that is, you may direct us not to make those disclosures. If you wish to opt out of disclosures to nonaffiliated third parties to market their products and services to you, you may contact us on the web as described below.
Your Privacy Rights Under the Fair Credit Reporting Act
Information Sharing with Ceylon Affiliates
Except as provided below, we may disclose nonpublic personal information about you to Ceylon Affiliates, including Universal American Mortgage Company, LLC and Universal American Mortgage Company of California (UAMC), as permitted by law.
Notice of Your Ability to Limit Sharing of Creditworthiness Information
Under federal law, we are permitted to share information about our own transactions and experiences with you with Ceylon Affiliates.
However, federal law gives you the right to limit our ability to share other information about your creditworthiness with Ceylon Affiliates, such as information regarding your income, assets, and liabilities that you provide to us or that we obtain from a consumer credit report. Federal law permits you to opt out of the disclosure of your creditworthiness information among Ceylon Affiliates. If you wish to opt out of the disclosure of your creditworthiness information to Ceylon Affiliates, contact us on the web as described below.
Notice of Your Choice to Limit Marketing
You may limit Ceylon Affiliates, such as our mortgage lender or broker and insurance affiliates, from marketing their products or services to you based on your personal information that we collect and share with them. This information includes your income, your account history, and your credit history.
Your choice to limit marketing offers from our Ceylon Affiliates will apply until you tell us to change your notice preferences. If you wish to limit marketing offers, contact us on the web as described below.
How to Opt-Out of Information Sharing
To limit the information sharing described above, contact us by clicking this link Opt Out Form. For California Consumers
Your California Privacy Rights
Thank you for taking the time to read all of this important information